Qualley Law, P.L.C.

Des Moines, Iowa Law Firm

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Debt Collection Defense Attorney

If you are like millions of Americans, a creditor may be trying to recover money from you. At Qualley Law, we defend consumers in lawsuits by credit card companies and debt buyers. While we don't advocate spending more than you can afford, we also believe that consumers aren't the only ones that make mistakes.

Credit card companies and debt buyers can and do file lawsuits without the necessary supporting evidence to prove that the consumer owes the alleged debt. Further, consumers may have valid defenses against these lawsuits. Finally, consumers may have counterclaims based on possible illegal debt collection practices under either the Federal Fair Debt Collection Practices Act (FDCPA), state fair debt collection laws, or both. If you have been threatened with or served with a lawsuit based on an alleged credit card debt or other consumer debt, contact Qualley Law at once. 

Bankruptcy isn't the only option...


If you are being pursued by creditors, you may have considered filing for bankruptcy. While we do not offer consumer bankruptcy services at Qualley Law and only a qualified bankruptcy attorney can determine if bankruptcy is right for you, we want you to know that there are other options available in certain circumstances. And, while we can't promise you any specific outcome in any case, we can promise that we will give you an honest, straightforward assessment of your particular situation.

Act before it's too late.


You've probably heard the old adage: "better late than never." Unfortunately, when it comes to lawsuits, that's not often the case. If you're sued by a creditor, you need to act immediately. At Qualley Law, our firm represents creditors as well as debtors. Our lawyers have extensive experience with collections and we can put that knowledge to work for you. If you have been sued, there is no time to waste—creditors make money off of those who fail to answer in time. Contact us today for a free initial consultation.

Des Moines, Iowa Lawyer